
Lending On Metal X
Lending On Metal X
Lending On Metal X

LOAN Protocol
LOAN Protocol
Non-custodial lending infrastructure on Metal X for supplying assets, borrowing against collateral, and governing market growth on the XPR Network. Zero gas fees. Instant settlement. Built for transparent, over-collateralized markets.
Non-custodial lending infrastructure on Metal X for supplying assets, borrowing against collateral, and governing market growth on the XPR Network. Zero gas fees. Instant settlement. Built for transparent, over-collateralized markets.
supported assets
vendors &
integration














Transparent, collateralized.
Built for on-chain lending
Supply assets
Deposit supported assets into lending markets and earn variable APY plus LOAN rewards, with on-chain settlement and no gas fees for users.
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Borrow against collateral
Post over-collateralized crypto, monitor loan health, and access borrowed liquidity without a central intermediary controlling the market.
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Govern with LOAN
LOAN is the protocol's rewards and governance token, used to help shape listings, emissions, and market parameters as the lending ecosystem evolves.
Learn more
Govern with LOAN
LOAN is the protocol's rewards and governance token, used to help shape listings, emissions, and market parameters as the lending ecosystem evolves.
Learn more
Built for lending. Built for utility.
Layer-0 Infrastructure
Built for lending
Built for lending
NON-CUSTODIAL
Metal X Lending
Supply supported assets to lending markets, earn variable APY, and interact with markets that settle on-chain with zero gas fees.
NON-CUSTODIAL
Metal X Lending
Supply supported assets to lending markets, earn variable APY, and interact with markets that settle on-chain with zero gas fees.
COLLATERALIZED
Borrow against collateral
Borrow against over-collateralized positions, track utilization and loan health, and keep more control over how digital asset liquidity is used.
COLLATERALIZED
Borrow against collateral
Borrow against over-collateralized positions, track utilization and loan health, and keep more control over how digital asset liquidity is used.
SUPPORTED ASSETS
Multi-asset markets
Access lending markets for assets such as XRP, XPR, USDC, BTC, ETH, HBAR, DOGE, MTL, LTC, USDT, ADA, XLM, SOL, and XMD (Metal Dollar).
SUPPORTED ASSETS
Multi-asset markets
Access lending markets for assets such as XRP, XPR, USDC, BTC, ETH, HBAR, DOGE, MTL, LTC, USDT, ADA, XLM, SOL, and XMD (Metal Dollar).
GOVERNANCE
Stake and vote
LOAN is the protocol's rewards and governance token. Holders can help shape listings, emissions, and rate design while strengthening alignment with protocol growth.
GOVERNANCE
Stake and vote
LOAN is the protocol's rewards and governance token. Holders can help shape listings, emissions, and rate design while strengthening alignment with protocol growth.

Explore LOAN Protocol
Explore LOAN Protocol

Institutional lending path
Institutional lending path
Need a clearer path into LOAN Protocol, Metal X Lending, or lending-ready digital asset infrastructure? Reach out to innovation@metallicus.com to discuss institutional rollout, governance, and integration options.
Interested in the Stablecoin Pilot Program but not a member of the Metal Blockchain Banking Innovation Program? Reach out to bizdev@metallicus.com to express your interests in joining the program, and we will get back to you.
Need a clearer path into LOAN Protocol, Metal X Lending, or lending-ready digital asset infrastructure? Reach out to innovation@metallicus.com to discuss institutional rollout, governance, and integration options.
Interested in the Stablecoin Pilot Program but not a member of the Metal Blockchain Banking Innovation Program? Reach out to bizdev@metallicus.com to express your interests in joining the program, and we will get back to you.



